The Importance of Annual Insurance Reviews
2 April 2026
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An annual insurance review is one of the most effective ways to ensure cover remains aligned with your business’ needs. Over the course of a
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Medical Malpractice
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How We
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The provision of healthcare has always carried risk. As medicine has advanced, expectations have risen and tolerance for risk has diminished. If something goes wrong, someone must be to blame.
At the same time, the complexity of modern medicine brings risks of its own. Often these have little to do with the mission of healthcare providers and caregivers. They derive from complex rules such as those regarding the handling of confidential information. If these risks are not well handled, they can prove enormously costly.
helping you with your business
Medical Malpractice
Needham Insurance is a specialist insurance broker for Medical Malpractice insurance
Needham Insurance is an expert in the healthcare sector and has created a medical malpractice insurance package specifically designed for small businesses.
A range of small businesses can benefit from Needham’s medical malpractice cover including:
• Complementary medical practitioners.
For example acupuncturists, counsellors, homeopaths, hypnotherapists, masseurs and reflexologists.
• Corporate health providers. For example ambulance/ repatriation services, beauty salons, laser eye clinics, health and fitness/gyms, health screening/mobile units, medical centres and medical employment agencies.
• Medical establishments. For example fertility clinics, cosmetic clinics, day care centres and nursing homes.
• Supplementary medical practitioners.
For example audiologists, beauticians, paramedics, advanced paramedics, emergency medical technicians, first aiders, podiatrists, speech therapists, opticians,pharmacists/chemists, carers, clinical and physiologists.
• Registered medical practitioners. For example doctors, dentists, surgeons, nurses, advanced nurse practitioners and cosmetic practitioners.
“Life is choices, and they are relentless. No sooner have you made one choice than another is upon you.”
Atul Gawande
plan of action
Know your business
The provision of healthcare has always carried risk:
the Hippocratic oath forbad doctors operating on patients to remove gallstones because the procedure was deemed too risky. But as medicine has advanced, expectations have risen and tolerance for risk has diminished.
If something goes wrong, someone must be to blame.
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Complete online enquiry form
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We compare to get you the best quote
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We send you all documents immediately
we will assist you with any insurance needs you have
Click on the link below and complete the enquiry form today
We help you every step of the way
Our Medical Malpractice Insurance Includes:
We offer a claims made policy with cover available for:
- Medical malpractice
- Professional indemnity
- Public/General liability
- Product liability
- Breach of professional confidentiality.
- Libel and slander
- Inquest costs
- Loss of documents
- Good Samaritan acts.
Limits
• £10m (€12.86m) any one claim
• £10m (€12.86m) in the aggregate.
We also have cover for Non hospital medical surgical providers. Please contact us for more information.
We would recommend the following practitioners take out cover.(this is not an exhaustive list)
Audiologist
Endocrinologist
Immunologist
Nurse
Optometrist/ Optician
Pathologist
Physicians
Sonographer
Cardiologist
First Aider
Medical lab technician
Nutritionist
Orthodontist
Perfusionist
Prosthetist/ Orthotist
Dentists
General practitioner
Microbiologist
Occupational therapist
Orthopaedics
Pharmacist
Psychiatrist
Dermatologist
Gynaecologists
Neurologist
Oncologist
Paediatrician
Physiologist
Radiographer
Urologist
Speech Surgeon therapist
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