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At Needham Insurance, we pride ourselves on our first class service, finding a personal insurance solution that meets your needs.
As an insurance broker, we have access to a large panel of insurers and are able to provide cover for multiple areas such as home, car, travel and more.
Our comprehensive knowledge of different fields of insurance means we aim to find you the cover that you require with the ease of having your insurance under one roof.
We are able to cover private motor car that you or your family may own. This includes performance cars, classic cars and any modified vehicles.
We are able to compare car insurance quotes to find you a competitive rate with cover that is tailored to meet your needs, giving you peace of mind that you’re covered for the unexpected.
Whether you want to contact us with your current provider’s renewal quote or insure a new vehicle, then our advisors will be able to help.
Eugene Pelser
It is a legal requirement to have valid and sufficient car insurance cover for your vehicle (unless you have declared the vehicle off-road – SORN) and the level of cover is dependent upon your requirements.
Car insurance provides cover toeards insured perils such as damage, third party liability, fire or theft.
Specific terms of the vehicle insurance will vary and please ensure that you make your requirements clear to our advisors when enquiring about the cover that you need.
Learning to drive can be an exciting time, but having the right cover for you until you pass your test can take the shine off things.
At Needham Insurance, we have access to a scheme which provides cost-effective and affordable insurance for learner drivers.
Whether you are getting your parents to teach you or a close friend, you’re going to need the right insurance. To help, contact one of our advisers now, as we will be able to answer any of the questions you may have.
Congratulations, you’ve finally passed your test and cannot wait to hit the road in your very own car. Owning a car and insuring it can be an expensive and stressful start to becoming independent on the road.
Shopping around for car insurance can be a time-consuming task, therefore let us take the time to look for you; Needham Insurance have been given access to a scheme which provides cost-effective and affordable insurance for young drivers.
We can arrange cover for private motor cars, including performance cars, classic cars and any modified vehicles.
We compare car insurance quotes from our panel of insurers, to find you a competitive rate with levels of cover that best match your needs.
Whether you want to contact us with your current provider’s renewal quote or insure a new vehicle, then our advisors will be able to help.
Complete the enquiry form today
It is a legal requirement to have valid and sufficient car insurance cover for your vehicle and the level of cover is dependent upon your requirements.
Cover could include :
1. Third party or Comprehensive
2. Windscreen cover
3. No claims protection
Comparing the insurance market to check that you get the best value insurance policy is vitally important because rates can vary massively. It’s also important to consider the differences in the cover available and consider whether you need professional insurance advice before making your choice.
To get the most accurate and affordable car insurance quote, there are a few things that we need to know.
Choosing the right kind of car, can help reduce the cost. The value of the car and the make and model can affect the cost of the insurance. A basic model, with a smaller engine will result in a lower premium, whereas a newer car, with a higher-powered engine will increase the cost.
Limiting your mileage can save money on insurance, as it reduces the risk of having an accident. Be careful and make sure the mileage is accurate, as false mileage can invalidate your policy. Consider increasing your voluntary excess. The more excess you are willing to pay in the event of a claim, the cheaper your insurance could be.
Building up your no claims discount can considerably save you money on car insurance. If have built up your no claims discount, you may wish considering no claims discount protection which allows you to make a claim and not lose your no claims discount.
Having a small device fitted to your car could help save money on the cost of your insurance. This is usually known as the “Black Box Policy” or “telematics insurance”, where the device will monitor how you drive. This information is then passed onto your insurance provider who may lower your costs as a reward.
Considering a Pass Plus driving qualification can help reduce the cost of your car insurance as this demonstrates that you are a competent safe and skilled driver. Furthermore, avoiding penalty points and speeding fines will keep the cost down.
Finding the most suitable cover for you depends very much on your circumstances and how much you can afford. You may wish to consider comprehensive cover as the most ideal as this covers a list of eventualities.
As with all drivers, there are 3 ways to cover your car, these being, Third Party, Third Party fire & theft and comprehensive.
Third party provides cover towards third party costs. For example, damage to another person’s vehicle or cause injury to someone else. This is the most basic of cover and this is the most cost-effective way to build up your no claims discount.
Third party fire and theft provides cover towards a third party costs in the event of a fire, theft or attempted theft.
Comprehensive includes the above cover but also provides cover towards your own vehicle.
Statistically young drivers are more likely to be involved in an accident than older more experienced drivers. According to Brake, one in four 18-24 year olds are involved in a crash in the first 2 years of driving. In addition, as a new driver you will not have been able to build up no claims discount, which is a way of reducing insurance premiums.
Comparing the insurance market to check that you get the best value insurance policy is vitally important because rates can vary massively. It’s also important to consider the differences in the cover available and consider whether you need professional insurance advice before making your choice.
To get the most accurate and affordable car insurance quote, there are a few things that we need to know.
Choosing the right kind of car, can help reduce the cost. The value of the car and the make and model can affect the cost of the insurance. A basic model, with a smaller engine will result in a lower premium, whereas a newer car, with a higher-powered engine will increase the cost.
Limiting your mileage can save money on insurance, as it reduces the risk of having an accident. Be careful and make sure the mileage is accurate, as false mileage can invalidate your policy. Consider increasing your voluntary excess. The more excess you are willing to pay in the event of a claim, the cheaper your insurance could be.
Building up your no claims discount can considerably save you money on car insurance. If have built up your no claims discount, you may wish considering no claims discount protection which allows you to make a claim and not lose your no claims discount.
Having a small device fitted to your car could help save money on the cost of your insurance. This is usually known as the “Black Box Policy” or “telematics insurance”, where the device will monitor how you drive. This information is then passed onto your insurance provider who may lower your costs as a reward.
Considering a Pass Plus driving qualification can help reduce the cost of your car insurance as this demonstrates that you are a competent safe and skilled driver. Furthermore, avoiding penalty points and speeding fines will keep the cost down.
Finding the most suitable cover for you depends very much on your circumstances and how much you can afford, nevertheless, you may wish to consider comprehensive cover as the most ideal as this covers all eventualities and therefore allowing you to concentrate on learning to drive.
In recent years, car insurance premiums in the UK have experienced a noticeable upward trend, as highlighted by the Association of British Insurers (ABI). This
Check your policy carefully, as some insurers provide free continental cover for a limited period each year. We always recommend you give us call if
Insurance premiums have been rising steadily over the last few years, according to which?, insurance premiums have risen by an average of £68 year-on-year and no surprise that people are finding insuring their car more and more expensive. In 2022 the average car insurance premium was £688 (which?, 2022).
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