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We pride ourselves on our first class service, finding a personal insurance solution that meets your needs.
As an insurance broker, we have access to a large panel of insurers and are able to provide cover for multiple areas such as home, car, travel and more.
Our comprehensive knowledge of different fields of insurance means we aim to find you the cover that you require with the ease of having your insurance under one roof
There are a wide range of policies available to cover various elements. Typically, Home Insurance will usually insure against flooding, fires, storm damage and theft.
Having this kind of cover will mean that you can be covered if your home is subject to a burglary and some of your contents are taken; these will be replaced by the insurance company, as will be the case for any damage to the property as a result.
Likewise, if your home is subject to a fire, the rebuild or repair costs can be covered by your policy. Additionally, there may be liability cover for you as the property owner if something happened that caused injury or damage to a third party – for example, a roof slate coming loose and falling onto a neighbouring property and causing damage.
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How confident are you that you have the levels of cover in the event of an insured event? Whether it’s a fire and your house needs rebuilding or your contents were damaged by a flood, being underinsured may lead to a denied or partial claim being paid. Finding cover that best suits your needs can be a time consuming and sometimes a challenging task, however that’s where an insurance broker like ourselves can step in.
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Home insurance is normally split into buildings insurance and contents insurance.
These can be purchased together or separately. It is important to find a home insurance solution that is catered to your requirements. Not every home is the same so, why should insurance be treated the same? Our experienced team will be able to help with any questions you may have.
We compare home insurance across our panel of insurers for multiple reasons: to check levels of cover, compare prices, the insurer’s claim service and much more.
Needham Insurance is a specialist in the property insurance sector. We have access to a variety of leading UK insurers and can provide you with the specific cover that you need – often saving you money over generic policies.
If a property is unoccupied, you do need to declare that with your insurance provider. Whether you are selling the property or awaiting probate, or simply because the building is being renovated, you need to ensure that you have adequate insurance. Typically, a regular insurance cover will stipulate that the property should not be unoccupied for more than 30 days. If your property is going to be unoccupied for longer, you should get a specific policy for unoccupied property.
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