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At The Needham Group, your business is important to us. Whatever the size of your business, we pride ourselves on providing a business insurance solution at an affordable price. We compare and search our panel of commercial insurers to find cover that meets your needs and helps you be protected from the unexpected.
There are many considerations when taking out AV & Electrical contractors Insurance. You are responsible for the safety and workmanship of all your staff and sub-contractors, even if they have their own insurance in place. If anything were to happen, the legal paper work can be overwhelming as well as the cost, which, without the correct insurance in place, could put you out of business.
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When taking on large scale or commercial work, you are exposing yourself to claims to damage, injury and loss of income from your clients if you were at fault for a mistake or accident. You may have done nothing wrong, but while the case is being disputed, having cover in place can give you peace of mind in the event that the worse was to happen.
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Our scheme for Home & Building Automation System Contractors is designed exactly for that – contractors who install domestic smart home systems and those who work with building management systems (BMS) at larger premises. We can also accommodate the ancillary trades, like electrical contracting, audio/visual, security, ventilation and air conditioning.
Significant benefits of our scheme including inefficacy up to the full PL limit, defective workmanship cover where there is damage to third party property or injury, financial loss (including products) and temporary removal of customers’ goods. We also have a great range of optional extensions for your clients, such as fidelity bonding and damage to that part being worked upon (to cover damage caused to a television during installation, for example).
Although our scheme is liabilities led, we can also offer a full package of covers to include Commercial All Risks, Business Interruption, Contract Works, Professional Indemnity, Property Terrorism, Legal Expenses, Directors & Officers Liability and Fidelity Guarantee.
Needham Insurance is a specialist in the Home & Building Automation System Contractors sector. We have access to a variety of leading UK insurers and can provide you with the specific cover that you need – often saving you money over generic policies.
Although our scheme is liabilities led, we can also offer a full package of covers to include Commercial All Risks, Business Interruption, Contract Works, Professional Indemnity, Property Terrorism, Legal Expenses, Directors & Officers Liability and Fidelity Guarantee.
An annual insurance review is one of the most effective ways to check if your current cover remains aligned with your business’ needs. Over the course of a year, organisations may expand services, purchase new equipment, hire staff, relocate premises or adopt new technologies. Regulatory requirements may also shift. Without
As the warmth of spring approaches, its easy to forget the damage that harsh winter may have done to your house. A bit of spring maintenance now can help to prevent costly repair bills later. Inspect your roof Repair any damage caused by ice or wind damage to prevent leaks
At the end of December 2025, The Needham Group acquired Black Lion Broking Services. Black Lion Broking Services was founded in 2016 and is owned by Simon Church and Lee Walstow, both of who will remain in leadership roles following the acquisition. Based in Weybridge, Black Lion will remain in
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