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At The Needham Group, your business is important to us. Whatever the size of your business, we pride ourselves on providing a business insurance solution at an affordable price. We compare and search our panel of commercial insurers to find cover that meets your needs and helps you be protected from the unexpected.
Motor trade policy is commonly required when your business is involved in the buying and selling of motor vehicles, operating a MOT testing centre, servicing and repairing vehicles but it’s not limited to only these activities.
Motor Trade Insurance policies are split into two types; Road Risk and Combined. Road Risk can cover vehicles that owned by the insured or in the insured’s custody or control whilst on the road. Whilst combined policies can also provide liability insurance, business interruption and property damage cover for example.
Specific terms of the Motor Trade insurance will vary and please ensure that you make your requirements clear to our advisors when enquiring about the cover that you need.
Ato Boldon
The Needham Group’s brokers aim to save you time and money on your Motor Trade insurance. We compare Motor Trade insurance policies from our panel of insurers to find you a policy to meet your business’ requirements.
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It is a legal requirement to have valid and sufficient insurance for vehicles on the road. Motor Trade insurance can help cover your business and the level of cover is dependent upon your requirements.
This is a policy extension that allows your customers to “test drive” a vehicle you have for sale as long as you have checked a few things before hand. Firstly your customer MUST hold a Full UK driving licence and you MUST have seen the original (no copies). Secondly you must accompany the customer as a passenger at all times.
Depending on the insurer, the customer cannot and must not either be related to you or any of your employees. However this varies between insurers so it’s best to double check the policy wording.
There is a number of factors that contribute to this such as whether you’re running a full or part time venture. However, different insurers accept different levels of selling.
Insurers will want to learn more about your business to see whether you fit into their criteria. As a broker, we take the time to learn about your business and, with that knowledge, approach insurers who we think is the most suitable fit and see if they will offer terms.
Yes you can, but remember this is a business policy and the drivers added (other than your spouse) should be employed by your business either as a business partner or an employee.
An annual insurance review is one of the most effective ways to check if your current cover remains aligned with your business’ needs. Over the course of a year, organisations may expand services, purchase new equipment, hire staff, relocate premises or adopt new technologies. Regulatory requirements may also shift. Without
As the warmth of spring approaches, its easy to forget the damage that harsh winter may have done to your house. A bit of spring maintenance now can help to prevent costly repair bills later. Inspect your roof Repair any damage caused by ice or wind damage to prevent leaks
At the end of December 2025, The Needham Group acquired Black Lion Broking Services. Black Lion Broking Services was founded in 2016 and is owned by Simon Church and Lee Walstow, both of who will remain in leadership roles following the acquisition. Based in Weybridge, Black Lion will remain in
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