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We pride ourselves on our first class service, finding a personal insurance solution that meets your needs.
As an insurance broker, we have access to a large panel of insurers and are able to provide cover for multiple areas such as home, car, travel and more.
Our comprehensive knowledge of different fields of insurance means we aim to find you the cover that you require with the ease of having your insurance under one roof
Needham Insurance is a specialist insurance broker for landlords and property management businesses. There are a wide range of policies available to cover various elements
A landlord insurance policy can look different to every property owner. From residential properties to commercial property or mixed use buildings, your landlord insurance requirements will be unique to you. Therefore, a one fits all type policy is more than likely not to be suitable.
As insurance brokers, we take the time to listen and understand your needs and then search our panel of insurers to find a policy that meets your requirements.
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Landlords do not legally need landlord insurance in place to protect their rental properties. However, you must be aware that a standard home insurance policy may not cover your property when it is used for rental purposes.
Your mortgage lender may also require you to have landlord insurance in place before you can let to tenants – if you do not, you may be breaching your mortgage terms.
Furthermore, if somebody is injured in your rental property and you’re found to be legally liable, you may benefit from cover for property owners’ liability and legal liability as occupier or landlord.
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Legally, you don’t need Landlord insurance but in the unfortunate occurrence that something goes wrong, it gives you the peace of mind that you have cover in place. Be aware that many mortgage lenders make it a requirement to take out buy to let insurance cover.
Yes, you can. One of the advantages of a Landlords Insurance Policy for residential property is that it creates less administration and means that you have just the one renewal date to remember!
Cost vary dependent upon the size of the property and the type of cover that you require.
Unfortunately, your home insurance will not cover you for a rented property if you are not living there. Issues occurring on a rental property can be very different to the issues that arise on the property that you live in, therefore specific policy is required.
If a property is unoccupied, you do need to declare that with your insurance provider. Whether you are selling the property or awaiting probate, or simply because the building is being renovated, you need to ensure that you have adequate insurance. Typically, standard policy will stipulate that the property should not be unoccupied for more than 30 days. However this can vary between insurers so check your policy wording.
If your property is going to be unoccupied for longer, it may be worth considering unoccupied property insurance whilst your property is vacant.
An annual insurance review is one of the most effective ways to check if your current cover remains aligned with your business’ needs. Over the course of a year, organisations may expand services, purchase new equipment, hire staff, relocate premises or adopt new technologies. Regulatory requirements may also shift. Without
As the warmth of spring approaches, its easy to forget the damage that harsh winter may have done to your house. A bit of spring maintenance now can help to prevent costly repair bills later. Inspect your roof Repair any damage caused by ice or wind damage to prevent leaks
At the end of December 2025, The Needham Group acquired Black Lion Broking Services. Black Lion Broking Services was founded in 2016 and is owned by Simon Church and Lee Walstow, both of who will remain in leadership roles following the acquisition. Based in Weybridge, Black Lion will remain in
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